![]() Bad Credit Personal Loans unsecured loan with a higher interest rate. Guarantor Loans unsecured loan with a guarantor. Short Term Loans small unsecured loan with a higher interest rate. Secured/Homeowner Loans loan secured on your house. Logbook Loans loan secured on your car. Keep in mind that making too many applications will in itself also damage your credit rating. Read: Our Guide to Applying for Credit. |
![]() Representative example: Borrow 10000.00, over 3 years at a rate of 59.9% p.a. Representative APR 59.9% and total payable 19010.16, in monthly repayments of 528.06. Fetching your data. Bamboo Personal Loan. Representative example: Borrow 10000.00, over 3 years at a rate of 69.9% p.a. Representative APR 69.9% and total payable 20421.36, in monthly repayments of 567.26. Fetching your data. 1plus1 Loans Guarantor Loan. Representative example: Borrow 10000.00, over 3 years at a rate of 47.8% p.a. Representative APR 47.8% and total payable 17259.12, in monthly repayments of 479.42. Fetching your data. 118 118 Money Personal Loan poor credit. Representative example: Borrow 2000.00, over 2 years at a rate of 99.9% p.a. Representative APR 99.9% and total payable 3804.00, in monthly repayments of 158.50. Fetching your data. Compare up to 4 providers. Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results. |
![]() While you should look around at the various loan options available to you, it might be unlikely that you find an interest rate you are happy with. Of course if you do manage to find a bad credit loan that you are comfortable with and that you are confident you will be able to repay it can help you rebuild your credit rating providing you dont fall behind on repayments. This is because it will allow you to prove to lenders that you are able to handle your finances and responsibly borrow money, therefore you must take a disciplined approach to repaying the money you borrow. Bad credit loans can be used by people who have had problems with credit to consolidate their debts. However if this is your plan then there are other, less costly alternatives which we will look at below. Alternatives to bad credit loans. As we have said, you might struggle to find the best interest rates on loans or credit cards or you have a poor credit history, but that shouldnt stop you from looking at all of your options. You should also consider what it is you need the loan for. |
![]() It would seem today that with the number of payday lenders, and guarantor loan companies, coupled with the credit" crunch" a few years back, and the number of people who in the past have experienced a financial struggle, it has created a perfect" storm" for bad credit loans, or loans for people who may not qualify through traditional banking or mainstream lending. |
![]() Bad credit business loans. Small businesses with a bad credit score no longer need to rely on borrowing from friends and family, or credit cards, which are historically the other go-to sources for extra cash. Indeed, altfi providers often give small businesses funding despite poor credit scores. Since these lenders are set up to cater for the needs of SMEs, theyre generally more flexible in assessing a businesss suitability for a loan. |
![]() You will need to decide if you want to apply with a broker in this situation as touched on before using a free of charge broker can have some huge benefits. The main benefit is having to only visit one site to start your application if you dont go through a broker you will need to visit each lenders site directly yourself, this is time-consuming and extremely tedious, this is where brokers come into there own you only need to fill out our form once! We will filter your application form and pass it to the lenders like buffa that best suit your needs this will result in a much higher chance of getting the loan or short terms loans you desire. Get an instant decision now. Compare direct guaranteed payday loan Lenders. Do Lenders Approve Loans Without Direct Credit Checks? Bad Credit History? A lender has the right to set whatever criteria for approval they want to within reason and the bounds of the law. |
![]() The length it takes to aprove and fund loans depends on each lender, and also how fast your bank can process payments. Some of our lenders may be able to process and fund your loan within 15 minutes. Will I need to sign anything? We dont need you to sign anything. The actual lender may require you to sign a loan agreement, this will depend on the lenders requirements. I am self employed, can I apply? Yes, you can, but you may need to provide additional documentation to prove your income. What should I do if I have any more questions? You can email us at hi@badcreditsite.co.uk and we will do our best to answer your query within 24 hours. What is required on application? All we need from you is your personal details, and information about your bank account. How It Works. Payday Loans for Bad Credit. Short Term Loans. BadCreditSite.co.uk does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website. |
![]() |
![]() Flexible Fast Business Loan. Adverse Credit Remortgage. Buy to Let Mortgage. Homeowner Secured Loans. Homeowner Unsecured Loans. Secured and Unsecured Business Loans. Flexible Fast Business Loan. Bridging Development Finance. Providing finance for all types of development. Find out more about our quick decisions. Free call for advice 0808 1680 608. Development finance includes funding for the purchase of a development site. It can also cover construction costs, infrastructure and services and professional costs etc. The Loans Department can provide finance for all types of development and are able to source refinance for your current development loan if required. We can provide up to 75% of your gross development value, can fund unusual properties that main stream lenders wont and achieve 50% first draw down on the current value of your land/project. Business loans may not be regulated by the Financial Conduct Authority. How does your credit rating affect your Development Finance? Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. |